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Hypothecation Loan

  • Hypothecation Loan is provided for the purpose of growth of a firm or company. This type of loan can be considered for SSI, other manufacturing and processing industrial unit to meet their need for establishment of new unit, purchase of plant and machinery. The loan can be considered against the hypothecation of plant and machinery and finished/semi-finished goods. Society considers a loan for up to 75% of the value of plant and machinery and stock. Wherever possible, land and building owned by the applicant/borrower shall be taken as collateral security by way of mortgage. Permanent employee of Central/State/Defense/Police Force/Public or Joint Sector Undertaking/reputed firms/established Educational Inst/Professional/Businessmen having regular income.For purchase of new two/four wheelers, for personal or professional use. For purchase of consumer durablesFor Purchase of Machinery and Equipment.Need based and Repayment capacity.85% of Cost of vehicle, Consumer Durables, Machinery & Equipments etc.