Loan/ Overdraft Against Property is a flexible product offering that allows you a combination of a Term Loan and Overdraft facility against residential or commercial property. It also allows you to fulfill your short term and long term business requirements, be it working capital requirement or business expansion by unlocking the potential of your property.Specially designed loans for:Purchasing a new or an existing home Constructing your home on a free hold or lease hold plot or on a plot allotted by a Development Authority.Transferring your outstanding Home Loan availed from another Bank or Financial Institution to .Enhancing your home in many ways such as tiling and flooring, internal and external plaster and painting etc.Extending / adding space to your home such as additional rooms etc.Non Residential Premises Loans.Top-Up Loans.Loan Against Property.Reach Loans for salaried individuals with a minimum income of Rs. 10,000 p.m. and for self-employed individuals with a minimum income of Rs. 2 lacs p.a..Reach Loan against property (on self occupied residential property only) upto Rs. 50 Lacs .Doorstep assistance on your Home Loan.Expert legal and technical counselling to help you make the right home buying decision.